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A revolution in underwriting manuals


RiskApps is a fresh approach to the delivery of underwriting guidelines for the life and health Insurance underwriting and claims professions.

What is RiskApps

What is RiskApps?

We have taken all the pieces of a traditional set of guidelines, and a few more, and created a true ‘mix and match’ solution, enabling you to choose as many components – or apps – as you wish.

Why Choose RiskApps

Why choose us?

There couldn’t be a better route to an underwriting manual. It’s quick, cost-effective, it’s flexible, it’s up-to-date, can be paid monthly or quarterly, it’s technology is proven, and can be branded as your own.

How RiskApps Works

How it works

RiskApps has a new platform that uses the latest technology, offering much more versatility and opportunities to integrate the manual with other tools such as an underwriting engine and its associated workbench.


The RiskApps team is a partnership of leaders in their respective fields of underwriting guidelines production and delivery.




RiskApps annual report 2020

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Our 2019 ‘annual report’ for RiskApps contained almost passing reference to “a new coronavirus originating in China.” Since then, COVID-19 has changed the lives of almost everyone. One of the most notable additions to the medical content of RiskApps, then, was a new topic called Coronavirus. And after the original…
The underwriting manual of the future

The underwriting manual of the future

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With the advent of a new decade it is always interesting to look into the future. We turn our thoughts to the trends and issues that will influence the development of the underwriting manual of the future. Some of these trends might include: Greater complexity of rating tables and a…
Annual report

RiskApps annual report 2019

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While 2019 news – wars, trade wars, natural disasters, man-made disasters, protests, climate change, climate change protests, Brexit and a new coronavirus originating in China – seemed always gloomy, the news about RiskApps* was distinctly positive. Indeed, our independent underwriting manual goes from strength to strength and we have made…