RiskApps, our independent underwriting manual has continued to develop through 2021 and we have made a number of updates to both the content and functionality: Early in the year we released a number of updates to key medical topics such as multiple sclerosis and cannabis More recently we also updated…
RiskApps is an online underwriting manual providing underwriters with rating guidelines for life, critical illness and disability covers. The only independent manual world-wide and produced by SelectX in partnership with software experts MML Solutions, it has rivalled the manuals historically produced by the major reinsurers in terms of scope, quality of…
Our 2019 ‘annual report’ for RiskApps contained almost passing reference to “a new coronavirus originating in China.” Since then, COVID-19 has changed the lives of almost everyone. One of the most notable additions to the medical content of RiskApps, then, was a new topic called Coronavirus. And after the original…
With the advent of a new decade it is always interesting to look into the future. We turn our thoughts to the trends and issues that will influence the development of the underwriting manual of the future. Some of these trends might include: Greater complexity of rating tables and a…
While 2019 news – wars, trade wars, natural disasters, man-made disasters, protests, climate change, climate change protests, Brexit and a new coronavirus originating in China – seemed always gloomy, the news about RiskApps* was distinctly positive. Indeed, our independent underwriting manual goes from strength to strength and we have made…
On our travels we speak to a lot of people about underwriting manual developments. One topic which comes up time and again is calculators: great invention or the work of the devil? Some underwriting manuals have had simple calculators for many years, for example for pulmonary function tests, financial ratios…
2016 was an interesting year in a number of ways, not least for the Trump and Brexit votes, and the passing of so many famous people – Muhammad Ali, David Bowie, Fidel Castro, Dario Fo, Harper Lee, Arnold Palmer and Prince and so many others. But on a more mundane…
We continue our discussion of the development and maintenance of underwriting manuals, and finish by considering what will shape the manual of the future. Keeping the manual up to date A manual is not a ‘launch and leave’ project and can quickly become out of step with changes in the…
In the past underwriting manuals were big tomes kept on the underwriter’s desk. Now they are sophisticated e-tools that sit on the underwriter’s virtual desktop. The complex nature of today’s manuals and today’s world of risk call for careful positioning, the right content and features plus a sound strategy. This…
With the advent of a new decade it is always interesting to look into the future. We turn our thoughts to the trends and issues that will influence the development of the underwriting manual of the future. Some of these trends might include: Greater complexity of rating tables and a…
